Terms and Conditions

1. Introduction

These Terms and Conditions ("Terms") constitute a legally binding agreement entered into between you ("User" or "You") and Wealthdoor Investment Advisers Private Limited, a company incorporated under the Companies Act, 2013, bearing CIN U72900DL2022PTC408677, with its registered office at 8th Floor, 803, DLF Prime Towers, Okhla Industrial Area Phase -1, South Delhi, New Delhi - 110020 ("Company", "We", "Us", or "Our").

This electronic record is generated by a computer system and does not require any physical or digital signatures. This document is published in accordance with the provisions of the Information Technology Act, 2000, and the rules made thereunder that require publishing the terms and conditions for access to or usage of the platform and services offered by the Company.

By accessing or using our website, mobile application, or any services provided by the Company (collectively, the "Platform"), you agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using the Platform. For any queries, you may reach us at support@wealthdoor.in.

2. Definitions

In these Terms, unless the context otherwise requires, the following terms shall have the meanings assigned to them:

1. "Applicable Law" means any statute, law, regulation, ordinance, rule, judgment, order, decree, bye-law, approval, directive, guideline, policy, requirement, or governmental restriction having the force of law in India, including but not limited to the SEBI Act, 1992, SEBI (Investment Advisers) Regulations, 2013, the Information Technology Act, 2000, and the Digital Personal Data Protection Act, 2023.
2. "Investment Advice" means advice relating to investing in, purchasing, selling, or otherwise dealing in securities or investment products, and includes financial planning as defined under the SEBI (Investment Advisers) Regulations, 2013.
3. "SEBI" means the Securities and Exchange Board of India, established under the SEBI Act, 1992.
4. "Services" means the investment advisory, financial planning, portfolio review, and related services offered by the Company through the Platform.
5. "Platform" means the website, mobile application, and any other digital medium operated by the Company for providing the Services.
6. "We/Us/Our" refers to Wealthdoor Investment Advisers Private Limited, SEBI Registered Investment Adviser bearing Registration Number INA000022057 and BSE Enlistment Number 2458.
7. "User/You/Your" refers to any natural person who accesses the Platform, registers for an account, or avails the Services offered by the Company.

3. Disclaimers

The Company is registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser under Registration Number INA000022057 and is enlisted with BSE Limited under Enlistment Number 2458. SEBI registration and BSE enlistment do not guarantee the performance of the Company or provide any assurance of returns to investors.

The Platform and Services are provided on an "as is" and "as available" basis. While we endeavour to provide accurate and up-to-date information, the Company does not warrant or guarantee the completeness, accuracy, reliability, or suitability of the information, advice, or services provided through the Platform.

Past performance is not indicative of future results. Investments in securities and financial instruments are subject to market risks. There is no guarantee or assurance of returns. The value of investments may go up or down, and the User may receive back less than the amount invested. The User is advised to read all related documents carefully before making any investment decisions.

4. User Representations

By using the Platform and availing the Services, you represent and warrant that:

1. You are a resident of India and are competent to enter into a legally binding contract under the Indian Contract Act, 1872.
2. You are at least 18 years of age and possess the legal capacity to enter into this agreement.
3. You are an independent user acting on your own behalf and not on behalf of any third party, unless specifically disclosed and agreed upon in writing.
4. You are not a Politically Exposed Person (PEP) as defined under the Prevention of Money Laundering Act, 2002, or if you are, you have disclosed the same to the Company.
5. All information provided by you to the Company, including but not limited to personal, financial, and KYC details, is true, accurate, complete, and up-to-date. You shall promptly notify the Company of any changes to such information.

5. Implementation Services

The implementation of investment advice provided by the Company shall be carried out through BSE StAR MF (BSE Star Mutual Fund Platform) and Computer Age Management Services (CAMS), or such other platforms and service providers as the Company may engage from time to time.

The Company recommends and facilitates investment only in direct plans of mutual funds and other investment products. The Company does not receive any commission, trail fee, referral fee, or any other form of remuneration from any asset management company, product manufacturer, or distributor in connection with the investments made by the User.

All transactions executed through the Platform are subject to the terms and conditions of the respective execution platforms (BSE StAR MF, CAMS) and the applicable regulations of SEBI and other regulatory bodies.

6. Intellectual Property

All content available on the Platform, including but not limited to text, graphics, logos, trademarks, service marks, icons, images, audio clips, video clips, data compilations, software, algorithms, models, research reports, and the overall look and feel of the Platform (collectively, "Content"), is the exclusive property of Wealthdoor Investment Advisers Private Limited or its licensors and is protected under applicable intellectual property laws of India.

You may not reproduce, distribute, modify, create derivative works of, publicly display, republish, download, store, transmit, or otherwise use any Content from the Platform without the prior written consent of the Company. Any unauthorized use of the Content may violate copyright, trademark, and other applicable laws.

7. Limitation of Liability

To the maximum extent permitted by Applicable Law, the Company, its directors, officers, employees, agents, affiliates, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, loss of goodwill, or other intangible losses, arising out of or in connection with your use of the Platform or Services.

The Company shall not be liable for any losses arising from market fluctuations, regulatory changes, force majeure events, technical failures of third-party platforms (including BSE StAR MF and CAMS), or any event beyond the reasonable control of the Company. The aggregate liability of the Company to the User for all claims shall not exceed the total advisory fees paid by the User to the Company in the twelve (12) months preceding the event giving rise to the claim.

8. Advisory Fees

The Company may offer a complimentary period of advisory services to new Users, the duration and scope of which shall be determined at the sole discretion of the Company. Following the complimentary period, advisory fees shall be charged as per the fee schedule agreed upon between the User and the Company at the time of engagement.

Advisory fees, once paid, are non-refundable except in the case of premature termination of the advisory engagement by either party, in which case a pro-rata refund of the unexpired advisory fees shall be provided to the User, subject to the deduction of any costs incurred by the Company up to the date of termination.

The Company reserves the right to revise its fee structure from time to time, with prior intimation to the User. Continued use of the Services after such revision shall constitute acceptance of the revised fee structure.

9. Governing Law

These Terms shall be governed by, construed, and enforced in accordance with the laws of the Republic of India, without regard to its conflict of law principles.

Any dispute, controversy, or claim arising out of or in connection with these Terms, or the breach, termination, or invalidity thereof, shall be subject to the exclusive jurisdiction of the competent courts located in Mumbai, Maharashtra, India.