Privacy Commitment

1. Introduction

Wealthdoor Investment Advisers Private Limited ("Company", "We", "Us", or "Our") is committed to protecting the privacy and security of the personal data of its Users. This Privacy Commitment ("Policy") describes how we collect, use, store, disclose, and safeguard your personal data when you access our website, mobile application, or use our services (collectively, the "Platform").

This Policy is published in compliance with the Information Technology Act, 2000, the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, and the Digital Personal Data Protection Act, 2023 ("DPDP Act"), as applicable. By using the Platform, you consent to the collection and use of your personal data as described in this Policy.

2. Collection of Personal Data

In the course of providing our Services, we may collect the following categories of personal data from you:

1. Full name, date of birth, gender, and nationality
2. Residential and correspondence address
3. Permanent Account Number (PAN) and other tax identification details
4. Know Your Customer (KYC) details, including identity and address proof documents
5. Bank account details, including account number, IFSC code, and bank name
6. Contact information, including email address, phone number, and communication preferences
7. Financial information, including income details, investment portfolio, risk profile, and financial goals
8. Any other information as may be required under Applicable Law or as voluntarily provided by you

3. Use of Personal Data

We use the personal data collected from you for the following purposes:

1. To provide, maintain, and improve our investment advisory and financial planning services
2. To verify your identity, complete KYC processes, and comply with regulatory requirements under SEBI and other applicable laws
3. To detect, prevent, and address fraud, money laundering, and other financial crimes
4. To conduct market research, data analytics, and internal assessments to improve our Services and Platform
5. To personalize your experience on the Platform and deliver content, recommendations, and advice relevant to your financial profile and goals
6. To communicate with you regarding service updates, regulatory changes, portfolio alerts, and administrative messages
7. To comply with legal obligations, respond to regulatory inquiries, and enforce our Terms and Conditions

4. Cookies and AI

We use cookies, web beacons, and similar tracking technologies to collect information about your browsing activities on the Platform. These technologies help us analyze website traffic, understand user behaviour, personalize content, and improve your experience. You can manage cookie preferences through your browser settings; however, disabling cookies may affect certain features of the Platform.

We may also collect browser data, device information, IP address, operating system, and other technical data to ensure the security and optimal performance of the Platform.

The Company may employ artificial intelligence (AI) and machine learning tools for the purposes of investment monitoring, portfolio analysis, risk assessment, and generating personalized investment recommendations. Any AI-driven insights or recommendations are supplementary in nature and are subject to review and oversight by our qualified human advisors before being communicated to you.

5. Your Rights

Subject to Applicable Law, including the DPDP Act, 2023, you have the following rights with respect to your personal data:

1. Right to Access: You have the right to request a summary of the personal data we hold about you and the processing activities carried out with such data.
2. Right to Correction: You have the right to request the correction or updating of any inaccurate or incomplete personal data held by us.
3. Right to Erasure: You have the right to request the deletion of your personal data, subject to applicable legal and regulatory retention requirements.
4. Right to Grievance Redressal: You have the right to lodge a complaint with our Grievance Officer or with the Data Protection Board of India, as applicable.
5. Right to Withdraw Consent: Where processing is based on your consent, you may withdraw such consent at any time. Withdrawal of consent shall not affect the lawfulness of processing carried out prior to the withdrawal.

To exercise any of these rights, please contact us at support@wealthdoor.in. You must be at least 18 years of age to use the Platform and provide personal data. We do not knowingly collect personal data from individuals under 18 years of age.

6. Changes

The Company reserves the right to amend, modify, or update this Policy at any time, at its sole discretion. Any material changes will be communicated by posting the revised Policy on the Platform with an updated date. Your continued use of the Platform after such changes shall constitute acceptance of the revised Policy.

We encourage you to review this Policy periodically to stay informed about how we are protecting your personal data.

7. Governing Law

This Policy shall be governed by, construed, and enforced in accordance with the laws of the Republic of India. Any dispute arising out of or in connection with this Policy shall be subject to the exclusive jurisdiction of the competent courts located in Mumbai, Maharashtra, India.

8. Grievance Officer

In accordance with the Information Technology Act, 2000 and the DPDP Act, 2023, the details of the Grievance Officer are as follows:

Name: Govind Singh

Email: Grievance@wealthdoor.in

Address: Wealthdoor Investment Advisers Private Limited, 8th Floor, 803, DLF Prime Towers, Okhla Industrial Area Phase -1, South Delhi, New Delhi - 110020.

If you have any questions, concerns, or grievances regarding this Policy or the handling of your personal data, please contact the Grievance Officer. We shall endeavour to address your concerns within 30 days of receipt of the complaint.